Dentist Should Distinguish Between Needs and Wants for Bank Loan

I am in the process of refinancing my practice loan. I have $180K left on the loan at 6.25% and a credit line of 30K with a variable interest rate. I have an offer to consolidate the loan and the credit line for a total loan amount of $210K at 3.99% in a SBA 5 […]

Capital Versus Debt – What is the Difference?

Here is an interesting article by Richard Sinclair, a friend of our firm. In the entrepreneurial world of small business, capital, business risk and credit risk can all be easily misunderstood. One of the reasons companies succeed or fail is due to capital, also known as equity. Whether a business is funded by its owner(s), […]